Adults Financial and Wellness Programmes

Understanding Your Financial Situation

✅ Discuss current financial challenges, goals, and priorities.

✅ Review income, expenses, and identify financial leaks.

✅ Introduce basic tools like budgeting apps or spreadsheets.

 Budgeting Made Simple

✅ Explain the importance of budgeting for financial freedom.

✅ Create a personalised budget based on income and expenses.

✅ Include a plan for savings and emergency funds.

Managing Debt Effectively

✅ Review current debts and interest rates.

✅ Discuss strategies like the snowball or avalanche method.

✅ Develop a realistic debt repayment plan.

 Saving for the Future

✅ Introduce saving methods for short-term and long-term goals.

✅ Build an emergency fund strategy.

✅ Discuss options for retirement savings.

Building Financial Habits

✅ Review progress and celebrate achievements.

✅ Discuss maintaining financial habits long-term.

✅ Create a simple action plan for ongoing financial growth.

Stress Management & Relaxation

✅ Feel calmer and more in control.

✅ Learn simple techniques to manage stress and relax.

✅ Create a personalised plan to reduce overwhelm.

Energy & Wellness Boost

Regain your energy and vitality.

✅ Discover how to improve sleep, nutrition, and daily habits.

✅ Develop a routine to feel energised every day.

Emotional Resilience & Self-Care

✅ Strengthen your emotional health.

✅ Build resilience with practical tools for coping with challenges.

✅ Create a self-care plan to boost your well-being.

Financial Wellness Made Simple

✅ Take control of your finances with ease.

✅ Learn stress-free ways to manage money and reduce financial worries.

✅ Gain confidence with budgeting and saving techniques.

Mindfulness & Focus

✅ Find clarity and improve your focus.

✅ Practice mindfulness to reduce overwhelm and stay present.

✅ Use simple techniques to improve decision-making and mental clarity.